Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$389,544	$382,500
Remaining term (yrs)	25.8	30.0
Secondary amount	$0	$0
Funding fee	$1,948	$0
Note rate	5.500%	7.400%
Blended rate	5.500%	7.640%
1st payment	$2,352.92	$2,648.35
2nd payment	$0.00	$0.00
Taxes / mo	$283.17	$283.17
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$76.50
HOA / mo	$136.00	$136.00
Total monthly	$2,922.08	$3,294.02
Cash to close	$35,456	$42,500