Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$459,882$459,882$539,100
Remaining term (yrs)26.926.930.0
Secondary amount$0$79,218$0
Funding fee$0$0$0
Note rate6.780%6.780%7.400%
Blended rate7.330%7.575%7.640%
1st payment$3,097.48$3,097.48$3,732.62
2nd payment$0.00$594.14$0.00
Taxes / mo$255.43$255.43$255.43
Insurance / mo$166.67$166.67$166.67
MI / mo$218.21$218.21$107.82
HOA / mo$235.00$235.00$235.00
Total monthly$3,972.79$4,566.92$4,497.54
Cash to close$139,118$59,900$59,900