Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$225,343	$225,343	$377,910
Remaining term (yrs)	24.5	24.5	30.0
Secondary amount	$0	$152,567	$0
Funding fee	$1,127	$1,127	$0
Note rate	2.730%	2.730%	7.400%
Blended rate	2.730%	4.858%	7.640%
1st payment	$1,049.50	$1,049.50	$2,616.57
2nd payment	$0.00	$1,017.11	$0.00
Taxes / mo	$289.33	$289.33	$289.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$75.58
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,488.83	$2,505.94	$3,131.49
Cash to close	$194,557	$41,990	$41,990