Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$53,820	$53,820	$377,910
Remaining term (yrs)	4.7	4.7	30.0
Secondary amount	$0	$324,090	$0
Funding fee	$269	$269	$0
Note rate	7.110%	7.110%	7.400%
Blended rate	7.110%	7.659%	7.640%
1st payment	$1,099.20	$1,099.20	$2,616.57
2nd payment	$0.00	$2,093.08	$0.00
Taxes / mo	$124.50	$124.50	$124.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$75.58
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,373.70	$3,466.78	$2,966.65
Cash to close	$366,080	$41,990	$41,990