Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$312,606$312,606$571,410
Remaining term (yrs)23.123.130.0
Secondary amount$0$258,804$0
Funding fee$1,563$1,563$0
Note rate3.700%3.700%7.400%
Blended rate3.700%5.534%7.640%
1st payment$1,672.27$1,672.27$3,956.33
2nd payment$0.00$1,671.44$0.00
Taxes / mo$194.63$194.63$194.63
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$114.28
HOA / mo$18.75$18.75$18.75
Total monthly$2,052.31$3,723.76$4,450.66
Cash to close$322,294$63,490$63,490