Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$157,460	$157,460	$508,410
Remaining term (yrs)	14.5	14.5	30.0
Secondary amount	$0	$350,950	$0
Funding fee	$0	$0	$0
Note rate	4.760%	4.760%	7.400%
Blended rate	5.610%	7.087%	7.640%
1st payment	$1,249.62	$1,249.62	$3,520.13
2nd payment	$0.00	$2,266.55	$0.00
Taxes / mo	$83.75	$83.75	$83.75
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$169.49	$169.49	$101.68
HOA / mo	$50.00	$50.00	$50.00
Total monthly	$1,719.53	$3,986.08	$3,922.23
Cash to close	$407,440	$56,490	$56,490