Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$423,902	$423,902	$436,500
Remaining term (yrs)	26.3	26.3	30.0
Secondary amount	$0	$36,848	$0
Funding fee	$2,120	$2,120	$0
Note rate	6.270%	6.270%	7.400%
Blended rate	6.270%	6.718%	7.640%
1st payment	$2,740.06	$2,740.06	$3,022.24
2nd payment	$0.00	$364.64	$0.00
Taxes / mo	$169.50	$169.50	$169.50
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$87.30
HOA / mo	$44.00	$44.00	$44.00
Total monthly	$3,120.22	$3,484.87	$3,489.70
Cash to close	$61,098	$24,250	$48,500