Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$409,173$409,173$566,100
Remaining term (yrs)23.123.130.0
Secondary amount$0$156,927$0
Funding fee$2,046$2,046$0
Note rate3.750%3.750%7.400%
Blended rate3.750%4.928%7.640%
1st payment$2,199.80$2,199.80$3,919.56
2nd payment$0.00$1,046.18$0.00
Taxes / mo$446.75$446.75$446.75
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$113.22
HOA / mo$61.00$61.00$61.00
Total monthly$2,874.22$3,920.40$4,707.20
Cash to close$219,827$62,900$62,900