Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$361,946	$348,300
Remaining term (yrs)	29.6	30.0
Secondary amount	$0	$0
Funding fee	$0	$0
Note rate	6.500%	7.400%
Blended rate	7.050%	7.640%
1st payment	$2,294.00	$2,411.56
2nd payment	$0.00	$0.00
Taxes / mo	$168.33	$168.33
Insurance / mo	$150.00	$150.00
MI / mo	$166.35	$69.66
HOA / mo	$13.33	$13.33
Total monthly	$2,792.01	$2,812.88
Cash to close	$25,054	$38,700