Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$0	$0	$450,000
Remaining term (yrs)	29.6	29.6	30.0
Secondary amount	$0	$450,000	$0
Funding fee	$0	$0	$0
Note rate	6.500%	6.500%	7.400%
Blended rate	7.050%	7.750%	7.640%
1st payment	$0.00	$0.00	$3,115.71
2nd payment	$0.00	$2,906.25	$0.00
Taxes / mo	$223.92	$223.92	$223.92
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$90.00
HOA / mo	$48.33	$48.33	$48.33
Total monthly	$438.91	$3,345.16	$3,644.62
Cash to close	$500,000	$50,000	$50,000