Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$200,851	$200,851	$234,000
Remaining term (yrs)	26.4	26.4	30.0
Secondary amount	$0	$33,149	$0
Funding fee	$1,004	$1,004	$0
Note rate	6.420%	6.420%	7.400%
Blended rate	6.420%	6.785%	7.640%
1st payment	$1,315.69	$1,315.69	$1,620.17
2nd payment	$0.00	$248.62	$0.00
Taxes / mo	$74.96	$74.96	$74.96
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$46.80
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,540.64	$1,789.26	$1,891.92
Cash to close	$59,149	$26,000	$26,000