Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$80,946	$80,946	$297,000
Remaining term (yrs)	23.8	23.8	30.0
Secondary amount	$0	$216,054	$0
Funding fee	$405	$405	$0
Note rate	3.450%	3.450%	7.400%
Blended rate	3.450%	6.578%	7.640%
1st payment	$414.61	$414.61	$2,056.37
2nd payment	$0.00	$1,395.35	$0.00
Taxes / mo	$126.15	$126.15	$126.15
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$59.40
HOA / mo	$27.67	$27.67	$27.67
Total monthly	$718.43	$2,113.78	$2,419.59
Cash to close	$249,054	$33,000	$33,000