Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$254,933	$254,933	$306,000
Remaining term (yrs)	23.7	23.7	30.0
Secondary amount	$0	$51,067	$0
Funding fee	$1,275	$1,275	$0
Note rate	3.180%	3.180%	7.400%
Blended rate	3.180%	4.151%	7.640%
1st payment	$1,272.55	$1,272.55	$2,118.68
2nd payment	$0.00	$383.00	$0.00
Taxes / mo	$102.78	$102.78	$102.78
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$61.20
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,525.33	$1,908.33	$2,432.66
Cash to close	$85,067	$34,000	$34,000