Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$171,999	$171,999	$342,000
Remaining term (yrs)	20.3	20.3	30.0
Secondary amount	$0	$170,001	$0
Funding fee	$860	$860	$0
Note rate	4.130%	4.130%	7.400%
Blended rate	4.130%	6.054%	7.640%
1st payment	$1,040.27	$1,040.27	$2,367.94
2nd payment	$0.00	$1,133.34	$0.00
Taxes / mo	$110.67	$110.67	$110.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$68.40
HOA / mo	$73.00	$73.00	$73.00
Total monthly	$1,373.94	$2,507.27	$2,770.01
Cash to close	$208,001	$38,000	$38,000