Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$501,084	$485,100
Remaining term (yrs)	27.4	30.0
Secondary amount	$0	$0
Funding fee	$2,505	$0
Note rate	6.630%	7.400%
Blended rate	6.630%	7.640%
1st payment	$3,304.92	$3,358.73
2nd payment	$0.00	$0.00
Taxes / mo	$480.77	$480.77
Insurance / mo	$166.67	$166.67
MI / mo	$0.00	$97.02
HOA / mo	$11.67	$11.67
Total monthly	$3,964.03	$4,114.86
Cash to close	$37,916	$53,900