Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$45,142	$45,142	$427,500
Remaining term (yrs)	20.3	20.3	30.0
Secondary amount	$0	$382,358	$0
Funding fee	$0	$0	$0
Note rate	4.030%	4.030%	7.400%
Blended rate	4.880%	7.447%	7.640%
1st payment	$270.63	$270.63	$2,959.92
2nd payment	$0.00	$2,469.39	$0.00
Taxes / mo	$106.92	$106.92	$106.92
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$40.01	$40.01	$85.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$584.22	$3,053.61	$3,319.01
Cash to close	$429,858	$47,500	$47,500