Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$167,539$167,539$183,510
Remaining term (yrs)25.025.030.0
Secondary amount$0$26,166$0
Funding fee$838$838$0
Note rate2.860%2.860%7.400%
Blended rate2.860%4.078%7.640%
1st payment$780.56$780.56$1,270.59
2nd payment$0.00$258.94$0.00
Taxes / mo$135.83$135.83$135.83
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$36.70
HOA / mo$455.00$455.00$455.00
Total monthly$1,521.40$1,780.33$2,048.12
Cash to close$36,361$10,195$20,390