Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$185,601	$185,601	$508,500
Remaining term (yrs)	23.1	23.1	30.0
Secondary amount	$0	$322,899	$0
Funding fee	$0	$0	$0
Note rate	3.700%	3.700%	7.400%
Blended rate	4.550%	6.582%	7.640%
1st payment	$992.86	$992.86	$3,520.75
2nd payment	$0.00	$2,085.39	$0.00
Taxes / mo	$129.08	$129.08	$129.08
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$152.79	$152.79	$101.70
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,441.41	$3,526.79	$3,918.20
Cash to close	$379,399	$56,500	$56,500