Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$138,198$138,198$166,500
Remaining term (yrs)24.724.730.0
Secondary amount$0$28,302$0
Funding fee$0$0$0
Note rate2.900%2.900%7.400%
Blended rate3.750%4.642%7.640%
1st payment$651.15$651.15$1,152.81
2nd payment$0.00$212.26$0.00
Taxes / mo$95.92$95.92$95.92
Insurance / mo$150.00$150.00$150.00
MI / mo$110.81$110.81$33.30
HOA / mo$212.00$212.00$212.00
Total monthly$1,219.88$1,432.14$1,644.03
Cash to close$46,802$18,500$18,500