Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$439,879	$439,879	$535,500
Remaining term (yrs)	27.5	27.5	30.0
Secondary amount	$0	$95,621	$0
Funding fee	$0	$0	$0
Note rate	6.690%	6.690%	7.400%
Blended rate	7.240%	7.554%	7.640%
1st payment	$2,912.18	$2,912.18	$3,707.69
2nd payment	$0.00	$717.15	$0.00
Taxes / mo	$170.08	$170.08	$170.08
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$207.06	$207.06	$107.10
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$3,455.99	$4,173.14	$4,151.54
Cash to close	$155,121	$59,500	$59,500