Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$138,303	$138,303	$166,500
Remaining term (yrs)	24.7	24.7	30.0
Secondary amount	$0	$28,197	$0
Funding fee	$0	$0	$0
Note rate	2.940%	2.940%	7.400%
Blended rate	3.790%	4.672%	7.640%
1st payment	$654.51	$654.51	$1,152.81
2nd payment	$0.00	$211.47	$0.00
Taxes / mo	$95.94	$95.94	$95.94
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$110.81	$110.81	$33.30
HOA / mo	$212.00	$212.00	$212.00
Total monthly	$1,223.26	$1,434.73	$1,644.05
Cash to close	$46,697	$18,500	$18,500