Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$321,908	$321,908	$400,500
Remaining term (yrs)	24.7	24.7	30.0
Secondary amount	$0	$78,592	$0
Funding fee	$0	$0	$0
Note rate	3.060%	3.060%	7.400%
Blended rate	3.910%	4.909%	7.640%
1st payment	$1,543.46	$1,543.46	$2,772.98
2nd payment	$0.00	$589.44	$0.00
Taxes / mo	$182.83	$182.83	$182.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$257.34	$257.34	$80.10
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,133.63	$2,723.07	$3,185.91
Cash to close	$123,092	$44,500	$44,500