Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$201,726$201,726$436,500
Remaining term (yrs)19.019.030.0
Secondary amount$0$234,774$0
Funding fee$1,009$1,009$0
Note rate2.480%2.480%7.400%
Blended rate2.480%5.314%7.640%
1st payment$1,106.63$1,106.63$3,022.24
2nd payment$0.00$1,516.25$0.00
Taxes / mo$254.50$254.50$254.50
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$87.30
HOA / mo$400.00$400.00$400.00
Total monthly$1,927.79$3,444.04$3,930.70
Cash to close$283,274$48,500$48,500