Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$486,174$486,174$521,910
Remaining term (yrs)24.924.930.0
Secondary amount$0$35,736$0
Funding fee$2,431$2,431$0
Note rate2.870%2.870%7.400%
Blended rate2.870%3.290%7.640%
1st payment$2,272.76$2,272.76$3,613.60
2nd payment$0.00$268.02$0.00
Taxes / mo$351.50$351.50$351.50
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$104.38
HOA / mo$92.00$92.00$92.00
Total monthly$2,882.92$3,150.94$4,328.15
Cash to close$93,726$57,990$57,990