Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$280,555	$280,555	$517,500
Remaining term (yrs)	24.3	24.3	30.0
Secondary amount	$0	$236,945	$0
Funding fee	$1,403	$1,403	$0
Note rate	2.680%	2.680%	7.400%
Blended rate	2.680%	5.001%	7.640%
1st payment	$1,305.77	$1,305.77	$3,583.07
2nd payment	$0.00	$1,530.27	$0.00
Taxes / mo	$352.92	$352.92	$352.92
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$103.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,825.35	$3,355.62	$4,206.15
Cash to close	$294,445	$57,500	$57,500