Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$458,244$458,244$585,000
Remaining term (yrs)23.923.930.0
Secondary amount$0$126,756$0
Funding fee$2,291$2,291$0
Note rate3.340%3.340%7.400%
Blended rate3.340%4.350%7.640%
1st payment$2,315.25$2,315.25$4,050.42
2nd payment$0.00$845.04$0.00
Taxes / mo$354.00$354.00$354.00
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$117.00
HOA / mo$58.00$58.00$58.00
Total monthly$2,893.91$3,738.95$4,746.09
Cash to close$191,756$65,000$65,000