Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$309,335$309,335$337,500
Remaining term (yrs)22.922.930.0
Secondary amount$0$28,165$0
Funding fee$1,547$1,547$0
Note rate3.750%3.750%7.400%
Blended rate3.750%4.188%7.640%
1st payment$1,674.39$1,674.39$2,336.78
2nd payment$0.00$211.24$0.00
Taxes / mo$88.88$88.88$88.88
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$67.50
HOA / mo$0.00$0.00$0.00
Total monthly$1,913.28$2,124.51$2,643.17
Cash to close$65,665$37,500$37,500