Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$428,858$428,858$441,000
Remaining term (yrs)24.624.630.0
Secondary amount$0$36,642$0
Funding fee$2,144$2,144$0
Note rate2.970%2.970%7.400%
Blended rate2.970%3.671%7.640%
1st payment$2,040.83$2,040.83$3,053.39
2nd payment$0.00$362.61$0.00
Taxes / mo$173.91$173.91$173.91
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$88.20
HOA / mo$0.00$0.00$0.00
Total monthly$2,381.40$2,744.00$3,482.17
Cash to close$61,142$24,500$49,000