Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$15,258	$15,258	$620,910
Remaining term (yrs)	7.5	7.5	30.0
Secondary amount	$0	$605,652	$0
Funding fee	$0	$0	$0
Note rate	6.000%	6.000%	7.400%
Blended rate	6.850%	7.728%	7.640%
1st payment	$207.31	$207.31	$4,299.06
2nd payment	$0.00	$3,911.50	$0.00
Taxes / mo	$417.58	$417.58	$417.58
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$24.49	$24.49	$124.18
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$816.06	$4,727.56	$5,007.49
Cash to close	$674,642	$68,990	$68,990