Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$116,017	$116,017	$373,500
Remaining term (yrs)	15.7	15.7	30.0
Secondary amount	$0	$257,483	$0
Funding fee	$580	$580	$0
Note rate	3.800%	3.800%	7.400%
Blended rate	3.800%	6.523%	7.640%
1st payment	$813.56	$813.56	$2,586.04
2nd payment	$0.00	$1,662.91	$0.00
Taxes / mo	$100.50	$100.50	$100.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$74.70
HOA / mo	$41.67	$41.67	$41.67
Total monthly	$1,105.73	$2,768.64	$2,952.91
Cash to close	$298,983	$41,500	$41,500