Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$657,018$657,018$804,600
Remaining term (yrs)25.025.030.0
Secondary amount$0$147,582$0
Funding fee$3,285$3,285$0
Note rate2.770%2.770%7.400%
Blended rate2.770%3.729%7.640%
1st payment$3,023.68$3,023.68$5,570.89
2nd payment$0.00$983.88$0.00
Taxes / mo$351.67$351.67$351.67
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$160.92
HOA / mo$240.67$240.67$240.67
Total monthly$3,832.68$4,816.56$6,540.81
Cash to close$236,982$89,400$89,400