Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$264,814	$264,814	$373,410
Remaining term (yrs)	22.9	22.9	30.0
Secondary amount	$0	$108,596	$0
Funding fee	$1,324	$1,324	$0
Note rate	3.750%	3.750%	7.400%
Blended rate	3.750%	4.986%	7.640%
1st payment	$1,433.41	$1,433.41	$2,585.42
2nd payment	$0.00	$723.97	$0.00
Taxes / mo	$314.98	$314.98	$314.98
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$74.68
HOA / mo	$13.42	$13.42	$13.42
Total monthly	$1,911.81	$2,635.78	$3,138.50
Cash to close	$150,086	$41,490	$41,490