Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$169,004$169,004$234,900
Remaining term (yrs)24.024.030.0
Secondary amount$0$65,896$0
Funding fee$845$845$0
Note rate2.900%2.900%7.400%
Blended rate2.900%4.611%7.640%
1st payment$813.26$813.26$1,626.40
2nd payment$0.00$494.22$0.00
Taxes / mo$83.75$83.75$83.75
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$46.98
HOA / mo$278.00$278.00$278.00
Total monthly$1,325.01$1,819.23$2,185.13
Cash to close$91,996$26,100$26,100