Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$341,617	$335,700
Remaining term (yrs)	25.7	30.0
Secondary amount	$0	$0
Funding fee	$1,708	$0
Note rate	5.230%	7.400%
Blended rate	5.230%	7.640%
1st payment	$2,011.24	$2,324.32
2nd payment	$0.00	$0.00
Taxes / mo	$183.50	$183.50
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$67.14
HOA / mo	$122.00	$122.00
Total monthly	$2,466.74	$2,846.96
Cash to close	$31,383	$37,300