Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$578,631	$566,996
Remaining term (yrs)	24.2	30.0
Secondary amount	$0	$0
Funding fee	$2,893	$0
Note rate	6.500%	7.400%
Blended rate	6.500%	7.640%
1st payment	$3,949.96	$3,925.76
2nd payment	$0.00	$0.00
Taxes / mo	$300.67	$300.67
Insurance / mo	$166.67	$166.67
MI / mo	$0.00	$113.40
HOA / mo	$128.00	$128.00
Total monthly	$4,545.30	$4,634.49
Cash to close	$51,364	$63,000