Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$303,248$303,248$467,100
Remaining term (yrs)24.924.930.0
Secondary amount$0$163,852$0
Funding fee$1,516$1,516$0
Note rate2.880%2.880%7.400%
Blended rate2.880%4.676%7.640%
1st payment$1,419.18$1,419.18$3,234.11
2nd payment$0.00$1,092.34$0.00
Taxes / mo$436.92$436.92$436.92
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$93.42
HOA / mo$60.00$60.00$60.00
Total monthly$2,082.77$3,175.11$3,991.11
Cash to close$215,752$51,900$51,900