Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$650,821	$650,821	$682,560
Remaining term (yrs)	26.7	26.7	30.0
Secondary amount	$0	$31,739	$0
Funding fee	$3,254	$3,254	$0
Note rate	6.500%	6.500%	7.400%
Blended rate	6.500%	6.616%	7.640%
1st payment	$4,276.26	$4,276.26	$4,725.91
2nd payment	$0.00	$238.04	$0.00
Taxes / mo	$206.05	$206.05	$206.05
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$136.51
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$4,698.97	$4,937.01	$5,285.13
Cash to close	$107,579	$75,840	$75,840