Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$517,532$517,532$535,500
Remaining term (yrs)24.524.530.0
Secondary amount$0$47,718$0
Funding fee$0$0$0
Note rate2.850%2.850%7.400%
Blended rate3.700%4.390%7.640%
1st payment$2,436.40$2,436.40$3,707.69
2nd payment$0.00$472.21$0.00
Taxes / mo$310.50$310.50$310.50
Insurance / mo$166.67$166.67$166.67
MI / mo$417.30$417.30$107.10
HOA / mo$375.00$375.00$375.00
Total monthly$3,705.87$4,178.08$4,666.96
Cash to close$77,468$29,750$59,500