Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$374,868$374,868$396,000
Remaining term (yrs)29.029.030.0
Secondary amount$0$43,132$0
Funding fee$0$0$0
Note rate6.300%6.300%7.400%
Blended rate6.850%7.369%7.640%
1st payment$2,342.87$2,342.87$2,741.82
2nd payment$0.00$426.83$0.00
Taxes / mo$131.08$131.08$131.08
Insurance / mo$150.00$150.00$150.00
MI / mo$173.48$173.48$79.20
HOA / mo$0.00$0.00$0.00
Total monthly$2,797.44$3,224.27$3,102.11
Cash to close$65,132$22,000$44,000