Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$282,414	$282,414	$427,500
Remaining term (yrs)	22.5	22.5	30.0
Secondary amount	$0	$145,086	$0
Funding fee	$0	$0	$0
Note rate	4.370%	4.370%	7.400%
Blended rate	5.220%	6.163%	7.640%
1st payment	$1,641.34	$1,641.34	$2,959.92
2nd payment	$0.00	$967.24	$0.00
Taxes / mo	$200.17	$200.17	$200.17
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$232.99	$232.99	$85.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,241.17	$3,208.40	$3,412.26
Cash to close	$192,586	$47,500	$47,500