Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$637,805	$637,805	$1,169,100
Remaining term (yrs)	24.1	24.1	30.0
Secondary amount	$0	$531,295	$0
Funding fee	$3,189	$3,189	$0
Note rate	2.250%	2.250%	7.400%
Blended rate	2.250%	4.749%	7.640%
1st payment	$2,845.82	$2,845.82	$8,094.61
2nd payment	$0.00	$3,431.28	$0.00
Taxes / mo	$691.00	$691.00	$691.00
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$233.82
HOA / mo	$87.00	$87.00	$87.00
Total monthly	$3,840.49	$7,271.77	$9,323.10
Cash to close	$661,195	$129,900	$129,900