Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$537,813	$537,813	$557,910
Remaining term (yrs)	26.5	26.5	30.0
Secondary amount	$0	$51,092	$0
Funding fee	$2,689	$2,689	$0
Note rate	5.500%	5.500%	7.400%
Blended rate	5.500%	6.053%	7.640%
1st payment	$3,211.81	$3,211.81	$3,862.86
2nd payment	$0.00	$505.60	$0.00
Taxes / mo	$196.57	$196.57	$196.57
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$111.58
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$3,575.05	$4,080.65	$4,337.67
Cash to close	$82,087	$30,995	$61,990