Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$169,371	$169,371	$269,910
Remaining term (yrs)	24.4	24.4	30.0
Secondary amount	$0	$100,539	$0
Funding fee	$847	$847	$0
Note rate	2.500%	2.500%	7.400%
Blended rate	2.500%	4.549%	7.640%
1st payment	$771.00	$771.00	$1,868.80
2nd payment	$0.00	$670.26	$0.00
Taxes / mo	$79.00	$79.00	$79.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$53.98
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,000.00	$1,670.26	$2,151.78
Cash to close	$130,529	$29,990	$29,990