Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$1,367,642	$1,367,642	$1,795,500
Remaining term (yrs)	27.7	27.7	30.0
Secondary amount	$0	$427,858	$0
Funding fee	$6,838	$6,838	$0
Note rate	6.960%	6.960%	7.400%
Blended rate	6.960%	7.148%	7.640%
1st payment	$9,276.66	$9,276.66	$12,431.68
2nd payment	$0.00	$2,763.25	$0.00
Taxes / mo	$1,040.00	$1,040.00	$1,040.00
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$359.10
HOA / mo	$58.00	$58.00	$58.00
Total monthly	$10,591.32	$13,354.57	$14,105.45
Cash to close	$627,358	$199,500	$199,500