Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$5,967	$5,967	$148,500
Remaining term (yrs)	1.5	1.5	30.0
Secondary amount	$0	$142,533	$0
Funding fee	$30	$30	$0
Note rate	2.760%	2.760%	7.400%
Blended rate	2.760%	7.789%	7.640%
1st payment	$305.59	$305.59	$1,028.18
2nd payment	$0.00	$950.22	$0.00
Taxes / mo	$71.18	$71.18	$71.18
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$29.70
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$526.77	$1,476.99	$1,279.06
Cash to close	$159,033	$16,500	$16,500