Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$227,944	$227,944	$328,410
Remaining term (yrs)	25.1	25.1	30.0
Secondary amount	$0	$100,466	$0
Funding fee	$0	$0	$0
Note rate	3.070%	3.070%	7.400%
Blended rate	3.920%	5.168%	7.640%
1st payment	$1,082.08	$1,082.08	$2,273.84
2nd payment	$0.00	$669.77	$0.00
Taxes / mo	$146.67	$146.67	$146.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$180.18	$180.18	$65.68
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,558.93	$2,228.70	$2,636.19
Cash to close	$136,956	$36,490	$36,490