Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$322,504	$322,504	$359,910
Remaining term (yrs)	25.1	25.1	30.0
Secondary amount	$0	$37,406	$0
Funding fee	$1,613	$1,613	$0
Note rate	3.070%	3.070%	7.400%
Blended rate	3.070%	3.686%	7.640%
1st payment	$1,530.97	$1,530.97	$2,491.94
2nd payment	$0.00	$280.54	$0.00
Taxes / mo	$117.19	$117.19	$117.19
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$71.98
HOA / mo	$126.67	$126.67	$126.67
Total monthly	$1,924.84	$2,205.38	$2,957.79
Cash to close	$77,396	$39,990	$39,990