Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$290,955	$290,955	$449,910
Remaining term (yrs)	28.4	28.4	30.0
Secondary amount	$0	$158,955	$0
Funding fee	$1,455	$1,455	$0
Note rate	6.500%	6.500%	7.400%
Blended rate	6.500%	7.030%	7.640%
1st payment	$1,870.92	$1,870.92	$3,115.09
2nd payment	$0.00	$1,059.70	$0.00
Taxes / mo	$302.25	$302.25	$302.25
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$89.98
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,339.84	$3,399.54	$3,673.98
Cash to close	$208,945	$49,990	$49,990