Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$252,690	$252,690	$305,910
Remaining term (yrs)	24.4	24.4	30.0
Secondary amount	$0	$53,220	$0
Funding fee	$0	$0	$0
Note rate	2.740%	2.740%	7.400%
Blended rate	3.590%	4.531%	7.640%
1st payment	$1,180.96	$1,180.96	$2,118.06
2nd payment	$0.00	$399.15	$0.00
Taxes / mo	$150.58	$150.58	$150.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$205.17	$205.17	$61.18
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,686.72	$2,085.86	$2,479.82
Cash to close	$87,210	$33,990	$33,990