Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$143,363	$143,363	$242,100
Remaining term (yrs)	24.9	24.9	30.0
Secondary amount	$0	$98,737	$0
Funding fee	$717	$717	$0
Note rate	2.750%	2.750%	7.400%
Blended rate	2.750%	5.299%	7.640%
1st payment	$661.35	$661.35	$1,676.25
2nd payment	$0.00	$740.52	$0.00
Taxes / mo	$63.87	$63.87	$63.87
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$48.42
HOA / mo	$40.00	$40.00	$40.00
Total monthly	$915.22	$1,655.75	$1,978.54
Cash to close	$125,637	$26,900	$26,900